Terms of Service

Last updated: [DATE] · Applies to quantoya.com

Agreement to Terms

By using Quantoya, you agree to these Terms of Service. If you don't agree with them, please don't use the site.

Not Financial Advice

Quantoya is an educational and informational tool only. Nothing on this site constitutes financial, investment, tax, or legal advice, and nothing here is a recommendation to buy, sell, or hold any security. All figures — including returns, risk measures, correlations, and simulated outcomes — are calculated from historical data using standard statistical models. Historical data does not predict or guarantee future results. Any decisions you make using this site are made entirely at your own discretion and risk. You should consult a licensed financial advisor before making investment decisions.

No Warranty

Quantoya is provided "as is," without warranty of any kind, express or implied. Market data is sourced from third-party providers and may be delayed, incomplete, or inaccurate. We do not warrant that calculations will be error-free, uninterrupted, or fit for any particular purpose.

Limitation of Liability

To the fullest extent permitted by law, Quantoya and its operator are not liable for any losses, damages, or claims — direct, indirect, incidental, or consequential — arising from your use of this site or reliance on any information it provides, including but not limited to investment losses.

Your Responsibilities

  • You are responsible for the accuracy of any tickers, positions, or figures you enter.
  • You will not use the site for any unlawful purpose or attempt to disrupt, overload, or reverse-engineer its underlying systems.
  • You understand that all analysis is generated automatically and should be independently verified before being relied upon.

Third-Party Data and Services

Quantoya relies on third-party market data providers and cloud infrastructure to function. We are not responsible for the accuracy, availability, or performance of these third-party services, and outages or data issues on their end may affect the site's availability or accuracy.

Changes to These Terms

We may update these Terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.

Contact

Questions about these Terms can be sent to [YOUR CONTACT EMAIL].